{ "version": 1, "event_id": "evt_b6d7c0abc84207d8", "url": "https://xiyu.news/events/evt_b6d7c0abc84207d8/", "json": "https://xiyu.news/api/events/evt_b6d7c0abc84207d8.json", "type": "regulatory_action", "status": "monitoring", "category": "policy", "title": { "zh": "英国FCA发布加密授权指引并开放申请窗口", "en": "UK FCA Publishes Crypto Authorization Guidance and Opens Application Window" }, "current_state": { "zh": "英国FCA的加密授权申请窗口自2026年9月30日开放，申请截止日为2027年2月28日，新制度将于2027年10月25日生效。及时申请且届时仍在审理中的合格现有服务商可依据临时保存条款继续相关服务并承接新业务，但保护期最长两年且受条件限制；逾期申请者若届时仍在审理中，仅能履行先前合同，不得签订新合同，并进入限制性逐步退出安排。申请不会自动获批，现有反洗钱注册也不会自动转换。", "en": "The UK FCA crypto authorization application window opened Sept. 30, 2026, closes Feb. 28, 2027, and the full regime starts Oct. 25, 2027. Eligible existing providers that apply on time and remain undecided at commencement can rely on the temporary saving provision to continue relevant services and take new business subject to conditions and a two-year cap; late applicants still pending at commencement are limited to pre-existing contracts, cannot enter new contracts, and enter restricted run-off. Approval is not automatic, and existing AML registration does not automatically convert." }, "first_seen_at": "2026-09-16T17:12:35.420732+00:00", "last_updated_at": "2026-10-01T18:31:33.785348+00:00", "last_material_change_at": "2026-10-01T18:31:33.785348+00:00", "confidence": 0.75, "updates_count": 6, "sources_count": 9, "entities": [ "authorization", "before", "fca", "guidance", "lands", "opens", "september", "two", "uk-fca", "weeks", "window" ], "identifiers": [], "topics": [ "authorization", "compliance", "crypto-licensing", "crypto-regulation", "fca", "licensing", "market-access", "offshore-platforms", "stablecoin-regulation", "stablecoins", "uk-crypto-regulation", "uk-fca", "uk-regulation" ], "updates": [ { "update_id": "upd_c32ff7dad813c758", "event_id": "evt_b6d7c0abc84207d8", "occurred_at": "2026-09-16T13:12:33Z", "published_at": "2026-09-16T13:12:33Z", "first_seen_at": "2026-09-16T17:12:35.420732Z", "time_precision": "published", "update_type": "initial", "material_change": true, "title_zh": "FCA指引在英国加密授权窗口开启前两周发布", "title_en": "FCA Guidance Lands Two Weeks Before UK Crypto Authorization Window Opens", "what_changed_zh": "FCA发布了关于哪些加密活动需要授权的范围指引，此时距离英国9月30日申请窗口开启还有两周，也早于该制度2027年10月25日生效。", "what_changed_en": "The FCA published perimeter guidance on which crypto activities require authorization, two weeks before the UK application window opens on September 30 and ahead of the regime taking effect on October 25, 2027.", "current_state_zh": "FCA发布了关于哪些加密活动需要授权的范围指引，此时距离英国9月30日申请窗口开启还有两周，也早于该制度2027年10月25日生效。", "current_state_en": "The FCA published perimeter guidance on which crypto activities require authorization, two weeks before the UK application window opens on September 30 and ahead of the regime taking effect on October 25, 2027.", "detailed_summary_zh": "The FCA published perimeter guidance on which crypto activities require authorization, two weeks before the UK application window opens on September 30 and ahead of the regime taking effect on October 25, 2027.", "detailed_summary_en": "The FCA published perimeter guidance on which crypto activities require authorization, two weeks before the UK application window opens on September 30 and ahead of the regime taking effect on October 25, 2027.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.75, "story_ids": [ "rss:decrypt.co_feed:eea2de92fc9afb91" ], "sources": [ { "url": "https://decrypt.co/378363/fca-guidance-lands-two-weeks-before-uk-crypto-authorization-window-opens", "label": "Decrypt", "source_type": "rss", "official": false } ] }, { "update_id": "upd_f33bc9421bd83a7e", "event_id": "evt_b6d7c0abc84207d8", "occurred_at": "2026-09-16T19:19:23Z", "published_at": "2026-09-16T19:19:23Z", "first_seen_at": "2026-09-16T23:08:51.651696Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "英国FCA发布加密授权指引，9月申请窗口临近", "title_en": "UK FCA sets crypto authorization guidance ahead of September application window", "what_changed_zh": "FCA 最新指引确认为最终指南，明确需要授权的加密活动类别，并说明现有注册/许可不会自动转换；同时给出过渡申请截止日为 2027 年 2 月 28 日。", "what_changed_en": "The FCA guidance is now described as final, specifies covered crypto activities, states that existing registrations/permissions will not automatically convert, and adds a Feb. 28, 2027 transitional application deadline.", "current_state_zh": "英国 FCA 已发布加密授权最终指南；申请窗口于 9 月 30 日开放，现有注册不会自动转换，寻求过渡安排的公司需在 2027 年 2 月 28 日前申请，新制度将于 2027 年 10 月 25 日生效。", "current_state_en": "The UK FCA has published final crypto authorization guidance; the application window opens Sept. 30, existing registrations do not automatically convert, firms seeking transitional arrangements face a Feb. 28, 2027 deadline, and the new regime takes effect Oct. 25, 2027.", "detailed_summary_zh": "The UK FCA published final guidance clarifying which crypto activities require authorization under its incoming regime, ahead of the September application window, with existing registrations not automatically converting.", "detailed_summary_en": "The UK FCA published final guidance clarifying which crypto activities require authorization under its incoming regime, ahead of the September application window, with existing registrations not automatically converting.", "background_zh": "英国正在建立一套专门的监管制度，依据《金融服务与市场法》（FSMA）将加密资产纳入FCA的监管范围，而不再仅让公司停留在现有的反洗钱注册框架之下。英国议会已于2月批准相关授权立法，FCA在6月敲定了一揽子规则与指引，并计划在2027年前分阶段过渡。“合格稳定币”指的是试图通过锚定法定货币（如英镑或美元）来维持价值的加密资产。此外，英国上议院以194票对138票通过了一项对《金融服务与市场法》法案的修正案，要求财政部在该法案生效后12个月内制定一项涵盖加密资产、稳定币、代币化证券和数字金融基础设施的数字资产战略。", "background_en": "The UK is building a dedicated regulatory regime that brings cryptoassets into the FCA's remit under the Financial Services and Markets Act (FSMA), rather than leaving firms under the existing anti-money-laundering registration framework. Parliament approved the enabling regulations in February and the FCA finalized a package of rules and guidance in June, with a phased transition planned through 2027. \"Qualifying stablecoins\" refers to cryptoassets that seek to maintain their value by reference to a fiat currency, such as sterling or the US dollar. Separately, the House of Lords voted 194–138 to amend the Financial Services and Markets Bill to require the Treasury to produce a digital asset strategy within 12 months of the bill becoming law.", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "该指引将影响所有涉及英国零售业务的交易场所和服务提供商的市场结构——包括交易平台、交易商、托管方和质押服务安排方——因为获得授权成为继续进入英国市场的前提，而缺乏海外主体豁免使得非英国公司也被纳入监管范围。合规成本与牌照风险是主要的传导渠道，并会对英镑计价稳定币的发行以及FCA另行审查的代币化资产产品产生连带影响。", "market_impact_en": "The guidance affects market structure for any venue or service provider with UK retail exposure — trading platforms, dealers, custodians and staking arrangers — since authorization becomes a precondition for continued market access, and the absence of an overseas persons exclusion pulls non-UK firms into scope. Compliance cost and licensing risk are the main transmission channels, with knock-on implications for GBP-denominated stablecoin issuance and for tokenized asset products the FCA is reviewing separately.", "importance_score": 7.5, "references": [ { "url": "https://www.linkedin.com/posts/saad-muhayyodin-maan-b725395a_fca-cryptoasset-rules-2027-authorization-activity-7493320458965143553-rniM", "title": "UK Crypto Firms Must Obtain FCA Authorization by... | LinkedIn" }, { "url": "https://joinble.io/en/blog/fca-crypto-authorisation-gateway-kyc-2026", "title": "UK FCA Crypto Gateway: KYC Compliance Checklist 2026" }, { "url": "https://thecurrencyanalytics.com/stable-coins/fca-opens-uk-crypto-authorization-window-september-30-as-2027-regime-nears-294043", "title": "FCA Opens UK Crypto Authorization... | The Currency analytics" } ], "confidence": 0.9, "story_ids": [ "rss:cointelegraph.com_rss:a85fd58ae5ca5c42" ], "sources": [ { "url": "https://cointelegraph.com/news/uk-fca-sets-crypto-authorization-guidance-ahead-of-september-application-window?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound", "label": "Cointelegraph", "source_type": "rss", "official": false } ] }, { "update_id": "upd_7c93c55087cd63fc", "event_id": "evt_b6d7c0abc84207d8", "occurred_at": "2026-09-18T18:45:35Z", "published_at": "2026-09-18T18:45:35Z", "first_seen_at": "2026-09-18T22:43:49.293131Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "FCA在2027年规则出台前划定英国对离岸加密平台的边界", "title_en": "FCA draws the UK boundary for offshore crypto platforms ahead of 2027 rules", "what_changed_zh": "新增了FCA最终 perimeter 指引中针对海外加密平台的属地边界规则：为英国消费者服务的海外平台、托管和质押服务可能被纳入授权范围，并解释了‘英国消费者’定义、第418条视为条款及代理/自营交易等具体条件。", "what_changed_en": "Added territorial boundary rules from the FCA's final perimeter guidance for offshore crypto platforms: overseas platforms, custody, and staking providers serving UK consumers may fall within the authorization perimeter, with details on the 'UK consumer' definition, Section 418 deeming provisions, and agent/principal trading conditions.", "current_state_zh": "英国 FCA 已发布最终加密授权 perimeter 指引，其中包括海外平台/托管/质押服务何时需要英国授权的属地边界规则；申请窗口于 2026 年 9 月 30 日开放，过渡申请截止日为 2027 年 2 月 28 日，新制度于 2027 年 10 月 25 日生效，现有注册/许可不会自动转换。", "current_state_en": "The UK FCA has published final crypto authorization perimeter guidance, including territorial boundary rules for when offshore platform, custody, and staking services require UK authorization; the application window opens Sept. 30, 2026, transitional applications close Feb. 28, 2027, the new regime takes effect Oct. 25, 2027, and existing registrations/permissions do not automatically convert.", "detailed_summary_zh": "The FCA published final guidance clarifying when overseas crypto platforms, custody, and staking providers must obtain UK authorization, with applications opening Sept. 30, 2026 and rules effective Oct. 25, 2027.", "detailed_summary_en": "The FCA published final guidance clarifying when overseas crypto platforms, custody, and staking providers must obtain UK authorization, with applications opening Sept. 30, 2026 and rules effective Oct. 25, 2027.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.9, "story_ids": [ "rss:cryptoslate.com_feed_:14b2a02ce5ae94c4" ], "sources": [ { "url": "https://cryptoslate.com/fca-draws-the-uk-boundary-for-offshore-crypto-platforms-ahead-of-2027-rules/", "label": "CryptoSlate", "source_type": "rss", "official": false } ] }, { "update_id": "upd_7c8d8db9dcc41933", "event_id": "evt_b6d7c0abc84207d8", "occurred_at": "2026-09-30T09:03:54Z", "published_at": "2026-09-30T09:03:54Z", "first_seen_at": "2026-09-30T10:38:05.154819Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "【英国 FCA 开放加密企业授权申请，新监管制度将于 2027 年 10 月生效】", "title_en": "【英国 FCA 开放加密企业授权申请，新监管制度将于 2027 年 10 月生效】", "what_changed_zh": "英国 FCA 自 2026 年 9 月 30 日起正式接受加密资产授权申请，申请窗口已从‘即将开放’变为开放状态；申请需在 2027 年 2 月 28 日前提交，并须满足消费者保护、客户资产保管、市场诚信及财务韧性等实质性标准。", "what_changed_en": "The UK FCA began accepting cryptoasset authorization applications on Sept. 30, 2026, moving the application window from 'opening soon' to open; applications must be filed by Feb. 28, 2027 and are subject to substantive consumer protection, custody, market integrity, and financial resilience criteria.", "current_state_zh": "英国 FCA 的加密授权申请窗口已开放，企业须在 2027 年 2 月 28 日前提交申请；新监管制度将于 2027 年 10 月 25 日生效，申请不会自动获批，未达标企业将无法继续在英国提供受监管的加密资产服务。", "current_state_en": "The UK FCA crypto authorization application window is now open, with firms required to apply by Feb. 28, 2027; the new regime takes effect Oct. 25, 2027, approval is not automatic, and firms that do not meet the criteria will not be able to continue providing regulated cryptoasset services in the UK.", "detailed_summary_zh": "The UK FCA began accepting cryptoasset authorization applications, requiring firms to file by 28 February 2027 ahead of a new regulatory regime taking effect on 25 October 2027, with applications subject to substantive consumer protection, custody, market integrity and financial resilience criteria.", "detailed_summary_en": "The UK FCA began accepting cryptoasset authorization applications, requiring firms to file by 28 February 2027 ahead of a new regulatory regime taking effect on 25 October 2027, with applications subject to substantive consumer protection, custody, market integrity and financial resilience criteria.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.97, "story_ids": [ "telegram:foresightnews:119503", "rss:www.theblock.co_rss.xml:db1c526edb31bad4", "telegram:theblockbeats:198479" ], "sources": [ { "url": "https://foresightnews.pro/news/h5Detail/114336", "label": "foresightnews", "source_type": "telegram", "official": false }, { "url": "https://www.theblock.co/news/regulation/2026-09-30-fca-starts-accepting-crypto-authorization-applications-ahead-of-2027-regime-417284", "label": "The Block", "source_type": "rss", "official": false }, { "url": "https://m.theblockbeats.info/flash/369797?from=telegram", "label": "theblockbeats", "source_type": "telegram", "official": false } ] }, { "update_id": "upd_086c6fa5b2d79eb4", "event_id": "evt_b6d7c0abc84207d8", "occurred_at": "2026-09-30T12:06:04Z", "published_at": "2026-09-30T12:06:04Z", "first_seen_at": "2026-09-30T18:04:19.610004Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "FCA在2027年英国监管制度生效前开放加密授权窗口", "title_en": "FCA opens crypto authorization window ahead of 2027 UK regime", "what_changed_zh": "英国FCA开放了加密授权申请窗口，截止日期为2027年2月28日，相关监管制度将于2027年10月25日生效，要求企业获得新的授权，而不能依赖现有的反洗钱注册。", "what_changed_en": "The UK's FCA opened its crypto authorization application window with a Feb. 28, 2027 deadline ahead of a regime taking effect Oct. 25, 2027, requiring firms to obtain new authorization rather than relying on existing money laundering registrations.", "current_state_zh": "英国FCA开放了加密授权申请窗口，截止日期为2027年2月28日，相关监管制度将于2027年10月25日生效，要求企业获得新的授权，而不能依赖现有的反洗钱注册。", "current_state_en": "The UK's FCA opened its crypto authorization application window with a Feb. 28, 2027 deadline ahead of a regime taking effect Oct. 25, 2027, requiring firms to obtain new authorization rather than relying on existing money laundering registrations.", "detailed_summary_zh": "The UK's FCA opened its crypto authorization application window with a Feb. 28, 2027 deadline ahead of a regime taking effect Oct. 25, 2027, requiring firms to obtain new authorization rather than relying on existing money laundering registrations.", "detailed_summary_en": "The UK's FCA opened its crypto authorization application window with a Feb. 28, 2027 deadline ahead of a regime taking effect Oct. 25, 2027, requiring firms to obtain new authorization rather than relying on existing money laundering registrations.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.5, "references": [], "confidence": 0.75, "story_ids": [ "rss:cointelegraph.com_rss:b32dd5efe18ad2ef", "rss:www.coindesk.com_arc_outboundfeeds_rss_:ee478309495e5a3f" ], "sources": [ { "url": "https://cointelegraph.com/news/fca-crypto-authorization-2027-uk-regime?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound", "label": "Cointelegraph", "source_type": "rss", "official": false }, { "url": "https://www.coindesk.com/policy/2026/09/30/the-clock-s-ticking-uk-s-crypto-regulatory-application-window-opens-with-february-deadline", "label": "CoinDesk", "source_type": "rss", "official": false } ] }, { "update_id": "upd_d1fd4e10ac940430", "event_id": "evt_b6d7c0abc84207d8", "occurred_at": "2026-10-01T17:00:37Z", "published_at": "2026-10-01T17:00:37Z", "first_seen_at": "2026-10-01T18:31:33.785348Z", "time_precision": "published", "update_type": "confirmation", "material_change": true, "title_zh": "英国 2027 年加密规则可能禁止与现有客户开展新业务", "title_en": "UK’s 2027 crypto rules could block new business with existing customers", "what_changed_zh": "新增了FCA临时保存条款（saving provision）的关键细节：在2026年9月30日至2027年2月28日窗口内及时申请且截至2027年10月25日仍在审理中的现有服务商，可在满足条件的情况下继续相关服务并承接新业务，保护期最长两年；而逾期申请者若在制度生效时仍在审理中，则仅能履行先前已签订的合同，不得与现有或新英国客户签订新合同，并进入最长两年的限制性逐步退出安排，且需通知FCA和现有合同方。", "what_changed_en": "Added key details of the FCA's temporary saving provision: eligible existing providers that apply within the Sept. 30, 2026–Feb. 28, 2027 window and remain undecided at commencement on Oct. 25, 2027 may continue relevant services and take on new business subject to conditions, with protection capped at two years; late applicants still pending at commencement are limited to pre-existing contracts, cannot enter new contracts with existing or new UK customers, and enter a restricted run-off of up to two years with notification duties to the FCA and existing contract parties.", "current_state_zh": "英国FCA的加密授权申请窗口自2026年9月30日开放，申请截止日为2027年2月28日，新制度将于2027年10月25日生效。及时申请且届时仍在审理中的合格现有服务商可依据临时保存条款继续相关服务并承接新业务，但保护期最长两年且受条件限制；逾期申请者若届时仍在审理中，仅能履行先前合同，不得签订新合同，并进入限制性逐步退出安排。申请不会自动获批，现有反洗钱注册也不会自动转换。", "current_state_en": "The UK FCA crypto authorization application window opened Sept. 30, 2026, closes Feb. 28, 2027, and the full regime starts Oct. 25, 2027. Eligible existing providers that apply on time and remain undecided at commencement can rely on the temporary saving provision to continue relevant services and take new business subject to conditions and a two-year cap; late applicants still pending at commencement are limited to pre-existing contracts, cannot enter new contracts, and enter restricted run-off. Approval is not automatic, and existing AML registration does not automatically convert.", "detailed_summary_zh": "The FCA opened applications for the UK's new crypto regime on Sept. 30, 2026, with a Feb. 28, 2027 deadline for the temporary saving provision that lets timely pending applicants keep serving and onboard UK customers ahead of the full Oct. 25, 2027 start, while late applicants are limited to pre-existing contracts.", "detailed_summary_en": "The FCA opened applications for the UK's new crypto regime on Sept. 30, 2026, with a Feb. 28, 2027 deadline for the temporary saving provision that lets timely pending applicants keep serving and onboard UK customers ahead of the full Oct. 25, 2027 start, while late applicants are limited to pre-existing contracts.", "background_zh": "", "background_en": "", "community_discussion_zh": "", "community_discussion_en": "", "market_impact_zh": "", "market_impact_en": "", "importance_score": 7.0, "references": [], "confidence": 0.92, "story_ids": [ "rss:cryptoslate.com_feed_:391a95b4a7324bf7" ], "sources": [ { "url": "https://cryptoslate.com/uks-2027-crypto-rules-could-block-new-business-with-existing-customers/", "label": "CryptoSlate", "source_type": "rss", "official": false } ] } ] }